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OUR COMMITMENT
Welcome to a new era of homeownership where cutting-edge technology has innovated a new generation of lending, saving you time and money. We rebuilt our process from the ground up to eliminate outdated systems and unnecessary fees so we could operate at a fraction of the cost and pass those savings on to you.
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Our Difference
10 Min Pre-Approval
Step 1: Learn

We'll open with a discovery phase - we want to know about you, your goals, and your ideal home loan scenario.

7 Day Processing
Step 2: Plan

After reviewing loan options, interest rates, payments and more, we’ll get your loan application ready for submission and final approval.

Get Ready To Close
Step 3: Close

After selecting the right plan for you, we finish processing your loan and will prepare you to close. Your new home awaits!

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A New Era Of Home Ownership Is Finally Here
Got a few minutes? We’ll get you Pre-Approved.
Today’s Mortgage Rates
30 YearFixed
2.500%
2.687% APR
30 YearFixed FHA
2.250%
3.015% APR
15 YearFixed
2.250%
2.595% APR
ADVERTISING DISCLOSURE
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© 2020. Get A Rate LLC. All Rights Reserved

NMLS #907795 Licensed Residential Mortgage Lender in CA, WA, GA, TX, PA, CT, FL, SC and NJ (by the NJ Department of Banking and Insurance). Equal Housing Opportunity Lender. When and if acting as a broker, Get A Rate will not make commitments or fund mortgage loans. Registered NY Mortgage Broker. All NY mortgage loans are arranged with third party lenders - Get A Rate LLC does not directly offer or guarantee NY interest rates or loan programs and does not directly issue commitments or make final decisions on loan terms. Authorized website by the New York State Department of Financial Services.

Get A Rate LLC is an FHA Approved Direct Lending Institution, and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. These programs are not a commitment to lend and program guidelines are subject to change.

Additional Disclosures

Rates as of 12/5/20. Recently advertised rates are subject to change without notice. Advertised rates are based on an owner-occupied, single-family, residential properties, a credit score over 760, 75% LTV purchase/rate term, the debt-to-income ratio is less than 36%, and an escrow account for the payment of taxes and insurance.

If LTV > 80%, PMI will be added to your monthly mortgage payment on conventional loans. FHA Loans will always have upfront MIP as well as annual MIP added. Military/VA loans will require a VA Funding Fee unless otherwise exempted.

An advertised rate is not guaranteed and does not constitute an approval. Actual payments will vary based on your individual situation and current rates. Not all applicants will be approved. Minimum credit score requirements apply. The lock period for your rate is 30 days. Fees and charges may apply.

Full documentation, acceptable properties, insurance, and additional underwriting is required. Loans are secured by liens against real property. Terms, conditions, and restrictions apply. NY Loans are arranged through third parties. Lending services may not be available in all areas.

Please remember that we don’t have all your information. Therefore, the rate and payment results you see from this calculator may not reflect your actual situation. Get A Rate offers a wide variety of loan options. You may still qualify for a loan even if your situation doesn’t match our assumptions. To get more accurate and personalized results, please call to talk to one of our mortgage experts.

Calculations computed by Get A Rate Rent vs. Buy and Affordability calculators are estimations. Get A Rate is not an accounting firm or financial advisor. Please consult a tax professional and/or financial advisor for more accurate information.