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Apr 2, 2019
FHA 203(k) Loans: Benefits & Eligibility
When looking for a first house or a cozy retirement spot for mom and dad, many homebuyers think a fixer upper could be the way to go. After all, a little ingenuity, skill, and elbow grease can turn a ramshackle abode into a work of art. What some don't realize, however, is that many mortgage companies refuse to grant traditional mortgages for "uninhabita...
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Mar 29, 2019
FHA Loan Benefits
FHA loans allow you to purchase or refinance a house with financial assitance. These loans are backed by the Federal Housing Administration and have more accepting qualifications compared to other financing options. You will need to go through an FHA lender that may have additional guidelines and requirements, so it is very important to go through a lender that will work best ...
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Mar 28, 2019
If you're one of the nearly 25 million Veterans and Servicemembers, it's important to know your VA loans benefits. VA home loans offer benefits you won't find in a traditional mortgage that lower costs and barriers to home ownership. For veterans that are also Native Americans, the Native American Veteran Direct Loan (NADL) is another option.
Here's what you must know about Veteran loans a...
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Mar 26, 2019
Digital Mortgage Gets Your Deal Done Fast
Going the traditional route with mortgage pre-approval can mean weeks of delay. Digital mortgage solutions offer more rapid pre-approval and often lower interest rate. Online paper-free mortgage applications are disrupting the industry because they put the buyer in control. When you’re looking for a new home loan or refinance opportunity, a digital mo...
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Mar 22, 2019
One of the most common obstacles to home ownership is the down payment. It is often difficult for first-time homebuyers to put up the initial funds necessary to satisfy the standard 20% down payment, or perhaps even the 3.5% down required by popular Federal Housing Administration (FHA) loans.
As a result, there have been a number of government programs designed to provide low down payment lo...
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Whether you own a home, starting the home-buying process, or getting your feet wet with knowledge –
We'll keep you up-to-date with relevant posts packed with tips and advice. Our home loan experts bring you engaging and useful posts each week.
© 2019. Get A Rate LLC. All Rights Reserved
NMLS #907795 Licensed Residential Mortgage Lender in CA, WA, GA, TX, PA, CT, FL, SC and NJ (by the NJ Department of Banking and Insurance). Equal Housing Opportunity Lender. When and if acting as a broker, Get A Rate will not make commitments or fund mortgage loans. Registered NY Mortgage Broker. All NY mortgage loans are arranged with third party lenders - Get A Rate LLC does not directly offer or guarantee NY interest rates or loan programs and does not directly issue commitments or make final decisions on loan terms. Authorized website by the New York State Department of Financial Services.
Get A Rate LLC is an FHA Approved Direct Lending Institution, and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. These programs are not a commitment to lend and program guidelines are subject to change.
Additional Disclosures
If you have any complaints, please reach out to: NJ DOBI, Trenton, NJ. Rates as of 10/19/19. Loans are arranged through third parties. Recent advertised rates are subject to change without notice. Advertised rates are available only on owner-occupied, single-family, residential properties, 80% LTV purchase/rate term. Fees and charges may apply. An advertised rate is not guaranteed and does not constitute an approval. Not all applicants will be approved. Minimum credit score requirements apply. Full documentation, acceptable properties, insurance, and additional underwriting is required. Loans are secured by liens against real property. Terms, conditions, and restrictions apply.
Calculations computed by Get A Rate Rent vs. Buy and Affordability calculators are estimations. Get A Rate is not an accounting firm or financial advisor. Please consult a tax professional and/or financial advisor for more accurate information.
