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NMLS #907795 Licensed Residential Mortgage Lender in CA, WA, GA, TX, PA, CT, FL, SC and NJ (by the NJ Department of Banking and Insurance). Equal Housing Opportunity Lender. When and if acting as a broker, Get A Rate will not make commitments or fund mortgage loans. Registered NY Mortgage Broker. All NY mortgage loans are arranged with third party lenders – Get A Rate LLC does not directly offer or guarantee NY interest rates or loan programs and does not directly issue commitments or make final decisions on loan terms. This website is not authorized by the NYDFS and that no applications can be taken for NY loans on the site.

Get A Rate LLC is an FHA Approved Direct Lending Institution, and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. These programs are not a commitment to lend and program guidelines are subject to change.

Additional Disclosures

Rates as of . Recently advertised rates are subject to change without notice. Advertised mortgage rates are based on owner-occupied, single-family, residential properties, a credit score of over 760, 75% LTV purchase/rate term, and a $300,000 loan amount. The 30-Year fixed rate has a 2.613% APR with a monthly payment of $1,399.00 and 1.625 discount points. The 15-Year fixed rate has a 2.49% APR with a monthly payment of $2,315.00 and 1.125 discount points.

The National Avg Rate through Optimal Blue Mortgage Market Indices™ or OBMMI™ provides unparalleled transparency into mortgage rates by utilizing observed, real-time lock data from approximately 30% of the market. The displayed mortgage rates as of are aggregated daily and split into informative and novel ways, covering conventional 30 and 15-year fixed-rate indices based on Loan-to-Value (LTV) below 80% and FICO® credit score above 740. The OBMMI delivers the most complete, frequent, and informative view of the mortgage rate environment based solely on observed, real-time transactions.

Advertised rates are not guaranteed and do not constitute a mortgage approval. Actual rates/payments can vary based on your specific situation and current rates. Not all applicants will be approved. Minimum credit score requirements apply. Monthly payments do not include property taxes, homeowners insurance, PMI, or any monthly association fees. Loan amounts must be under conforming county and state loan limits.

Offered mortgage rates are only applicable for first-lien mortgage loans. The advertised rates are based on a 45 lock period. Fees and charges may apply. Full documentation, acceptable properties, insurance, and additional underwriting is required. Loans are secured by liens against real property. Terms, conditions, and restrictions apply. NY Loans are arranged through third parties. Lending services may not be available in all areas.

Call 866-955-5655 for exact details and qualifying information.

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