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Feb 27, 2018
How Seller Concessions Can Save You Thousands
When you're looking to buy your first home, the number of terms thrown around can seem pretty daunting.
Most of the time, these words are fancy ways of saying you owe more money, but if you hear the words "Seller Concessions," you might want to pay attention.
What are Seller Concessions?
When you're buying a home through a mortgage lender, your bank...
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Feb 21, 2018
Learning Center / Home Ownership / Home Purchase Tips / Financial Tips / Buying a Home / Mortgage / Rent vs Buy / Refinance / Discount Offers
A home is often the biggest single purchase that a person makes in his or her lifetime.
The United States census recently placed the average sales price of a new home at nearly $400,000, and the median value of a residential property is currently calculated at $218,000.
The total price range is much larger and can reach well into the millions in some markets.
Considering the size of this expens...
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Feb 8, 2018
If a sizable down payment is the only obstacle between you and your first home, good news awaits.
You might believe that you need to build up a 20% down payment to buy a home, but that’s not true in most cases, especially for first-time home buyers.
You might be able to get a no (or very low) down payment mortgage if you know where to look.
The pros and cons of a larger down payment
There are s...
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Jan 31, 2018
Are you ready to buy a house but not sure how much you can afford?
Don’t start house shopping without a set budget – it can lead to frustration and wasted time.
To know what’s in your price range and shop smart, you need a mortgage pre-approval letter.
What’s a Mortgage Pre-approval?
The pre-approval is a letter that proves a bank or lender vetted your credit and you’re eligible for a home mor...
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Jan 16, 2018
Learning Center / Buying a Home / Home Purchase Tips / Mortgage Basics / Mortgage / Financial Tips / Rent vs Buy
Buying a home is one of the biggest decisions of your life—no pressure!
The good news is that doing your research in advance will pay off for you big time.
In this blog, we’ll go over a few ways that you can save time and money when going through the home purchase process.
How to Save Money When Buying a Home
1. Do the Math on Renting vs. Buying
The “American dream” of homeownership is definit...
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Whether you own a home, starting the home-buying process, or getting your feet wet with knowledge –
We'll keep you up-to-date with relevant posts packed with tips and advice. Our home loan experts bring you engaging and useful posts each week.
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NMLS #907795 Licensed Residential Mortgage Lender in PA, CT, FL and NJ (by the NJ Department of Banking and Insurance). Equal Housing Opportunity Lender. When and if acting as a broker, Get A Rate will not make commitments or fund mortgage loans. Registered NY Mortgage Broker. All NY mortgage loans are arranged with third party lenders - Get A Rate LLC does not directly offer or guarantee NY interest rates or loan programs and does not directly issue commitments or make final decisions on loan terms. Authorized website by the New York State Department of Financial Services.
Get A Rate LLC is an FHA Approved Direct Lending Institution, and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. These programs are not a commitment to lend and program guidelines are subject to change.
Additional Disclosures
If you have any complaints, please reach out to: NJ DOBI, Trenton, NJ. Rates as of 9/22/18. Loans are arranged through third parties. Recent advertised rates are subject to change without notice. Advertised rates are available only on owner-occupied, single-family, residential properties, 80% LTV purchase/rate term. Fees and charges may apply. An advertised rate is not guaranteed and does not constitute an approval. Not all applicants will be approved. Minimum credit score requirements apply. Full documentation, acceptable properties, insurance, and additional underwriting is required. Loans are secured by liens against real property. Terms, conditions, and restrictions apply.
Calculations computed by Get A Rate Rent vs. Buy and Affordability calculators are estimations. Get A Rate is not an accounting firm or financial advisor. Please consult a tax professional and/or financial advisor for more accurate information.
