Blog : Home Ownership

Empowerment through Education
Nov 26, 2019
Perhaps you’ve heard the term “Lock In” regarding Mortgage Interest Rates. It sounds like a big, and perhaps scary, commitment- no? No worries! (And no need to get cold feet.) We’ll explain why Locking In that Mortgage Interest Rate isn’t as big of a step as one may think.   What happens when you lock it in? Locking In the Mortgage Interest Rate is one of the earlier steps taken when securing a...
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Nov 21, 2019
Thinking of Refinancing? Before a Mortgage Lender will issue you a Mortgage Loan, they need to get an idea of what you can afford. One of the most telling ways for a Lender to get a glimpse of your affordability is by going over the last year or two (depending on the employment or loan type) of Tax Returns as well as other requested Financial Documents (These may include bank statements, pay st...
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Nov 20, 2019
Ah... that pesky Mortgage Insurance- Isn’t there a way to get rid of that extra monthly payment? Good news! There are ways to eliminate that additional Debt. But first, let’s go over what Mortgage Insurance is.   What is Mortgage Insurance?   Mortgage Lenders often require Mortgage Insurance for certain types of loans; This insurance lowers a Mortgage Lenders’ financial risk and enables homeown...
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Nov 19, 2019
Okay… So you’ve been through this before and now you’re doing it again! Although there are steps in the Refinancing process that mirror the original mortgage process, it can be a smoother (and less hair-pulling & screaming) matter. Here are some ways you can ensure that you’ve checked off all the boxes in the Refinancing checklist; so you may close in a stress-less and timely manner. Click Here...
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Nov 14, 2019
Getting ready for a ReFi? Don't panic! Let us help you get prepared by looking over out Preparing for a ReFi Checklist:   Your $ goals Why are you Refinancing? Whether it’s to lower your mortgage interest rate, consolidate debt, take cash from your equity, eliminate your monthly mortgage insurance or change the term of your current loan… zeroing-in on your goals will help determine what typ...
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Whether you own a home, starting the home-buying process, or getting your feet wet with knowledge – We'll keep you up-to-date with relevant posts packed with tips and advice. Our home loan experts bring you engaging and useful posts each week.