Blog : Home Ownership

Empowerment through Education
Mar 24, 2020
Right now, hysteria is gripping the masses over the Coronavirus (aka “COVID-19”). Ridding ourselves of any germs that can contain this potentially lethal virus is priority #1 for most- so how do we do it?    First things first, we must understand how the germs spread. The virus is not technically airborne (although it can be physically passed through the air through droplets). However, it is us...
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Mar 19, 2020
Times are looking bleak for many; Some are out of work, companies are struggling to stay afloat and the economy has been hit hard (All due to the spread of the Coronavirus that has infected masses of people and proven fatal for others). A recession (greater than the “Great Depression”) is projected for the near future, but it’s during these tough times that we must band together to prove our st...
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Nov 26, 2019
Perhaps you’ve heard the term “Lock In” regarding Mortgage Interest Rates. It sounds like a big, and perhaps scary, commitment- no? No worries! (And no need to get cold feet.) We’ll explain why Locking In that Mortgage Interest Rate isn’t as big of a step as one may think.   What happens when you lock it in? Locking In the Mortgage Interest Rate is one of the earlier steps taken when securing a...
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Nov 21, 2019
Thinking of Refinancing? Before a Mortgage Lender will issue you a Mortgage Loan, they need to get an idea of what you can afford. One of the most telling ways for a Lender to get a glimpse of your affordability is by going over the last year or two (depending on the employment or loan type) of Tax Returns as well as other requested Financial Documents (These may include bank statements, pay st...
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Nov 20, 2019
Ah... that pesky Mortgage Insurance- Isn’t there a way to get rid of that extra monthly payment? Good news! There are ways to eliminate that additional Debt. But first, let’s go over what Mortgage Insurance is.   What is Mortgage Insurance?   Mortgage Lenders often require Mortgage Insurance for certain types of loans; This insurance lowers a Mortgage Lenders’ financial risk and enables homeown...
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Whether you own a home, starting the home-buying process, or getting your feet wet with knowledge – We'll keep you up-to-date with relevant posts packed with tips and advice. Our home loan experts bring you engaging and useful posts each week.