Blog : Home Purchase Tips

Empowerment through Education
Mar 8, 2018
Purchasing your first home can be an exciting but stressful time, especially when every dollar counts. In most instances, the fear of prospective homeowners involves what they don't know regarding the financing and purchasing process. Even if you think there may be programs designed to assist you, finding and navigating them can feel like an exercise in futility. It may be easy for someone to t...
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Feb 21, 2018
A home is often the biggest single purchase that a person makes in his or her lifetime. The United States census recently placed the average sales price of a new home at nearly $400,000, and the median value of a residential property is currently calculated at $218,000. The total price range is much larger and can reach well into the millions in some markets. Considering the size of this expens...
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Jan 31, 2018
Are you ready to buy a house but not sure how much you can afford? Don’t start house shopping without a set budget – it can lead to frustration and wasted time. To know what’s in your price range and shop smart, you need a mortgage pre-approval letter. What’s a Mortgage Pre-approval?  The pre-approval is a letter that proves a bank or lender vetted your credit and you’re eligible for a home mor...
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Jan 16, 2018
Buying a home is one of the biggest decisions of your life—no pressure! The good news is that doing your research in advance will pay off for you big time. In this blog, we’ll go over a few ways that you can save time and money when going through the home purchase process.  How to Save Money When Buying a Home 1. Do the Math on Renting vs. Buying The “American dream” of homeownership is definit...
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Aug 11, 2017
The New Jersey Housing and Mortgage Finance Agency (HMFA) launched the HomeSeeker Down Payment Program is now providing qualified NJ First Time Home Buyers $16,000 towards a down payment or closing costs.  There are requirements that a home buyer needs to meet in order to be eligible. Lucky for you, we've summarized the main requirements in our HomeSeeker Grant Guideline Eligibility Overview in...
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Whether you own a home, starting the home-buying process, or getting your feet wet with knowledge – We'll keep you up-to-date with relevant posts packed with tips and advice. Our home loan experts bring you engaging and useful posts each week.