Blog : Loan Options

Empowerment through Education
Feb 11, 2020
You’ve probably seen the headlines: “Interest Rates Are At A Record Low” all over the news recently. Great news- right? But as a reader, do you ever wonder, “What determines mortgage interest rates?” or “What caused the rates to drop in such a dramatic fashion?” or, better yet, “So what exactly does this mean for homebuyers?” and of course, the burning question “How long will the rates stay low...
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Nov 26, 2019
Perhaps you’ve heard the term “Lock In” regarding Mortgage Interest Rates. It sounds like a big, and perhaps scary, commitment- no? No worries! (And no need to get cold feet.) We’ll explain why Locking In that Mortgage Interest Rate isn’t as big of a step as one may think.   What happens when you lock it in? Locking In the Mortgage Interest Rate is one of the earlier steps taken when securing a...
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Nov 25, 2019
There are many reasons to consider refinancing your current Mortgage (and many of which can be to your benefit). We’ve created a list of some of the most common (and some of the best reasons) to Refinance.   Lowering monthly paymentsPerhaps you’ve gone over your budget and realized you’d be more comfortable with paying less monthly. This is where Refinancing may get a chance to shine! By shop...
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Nov 20, 2019
Ah... that pesky Mortgage Insurance- Isn’t there a way to get rid of that extra monthly payment? Good news! There are ways to eliminate that additional Debt. But first, let’s go over what Mortgage Insurance is.   What is Mortgage Insurance?   Mortgage Lenders often require Mortgage Insurance for certain types of loans; This insurance lowers a Mortgage Lenders’ financial risk and enables homeown...
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Nov 19, 2019
Okay… So you’ve been through this before and now you’re doing it again! Although there are steps in the Refinancing process that mirror the original mortgage process, it can be a smoother (and less hair-pulling & screaming) matter. Here are some ways you can ensure that you’ve checked off all the boxes in the Refinancing checklist; so you may close in a stress-less and timely manner. Click Here...
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Whether you own a home, starting the home-buying process, or getting your feet wet with knowledge – We'll keep you up-to-date with relevant posts packed with tips and advice. Our home loan experts bring you engaging and useful posts each week.