Blog : Loan Options

Empowerment through Education
Mar 8, 2018
Purchasing your first home can be an exciting but stressful time, especially when every dollar counts. In most instances, the fear of prospective homeowners involves what they don't know regarding the financing and purchasing process. Even if you think there may be programs designed to assist you, finding and navigating them can feel like an exercise in futility. It may be easy for someone to t...
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Feb 8, 2018
If a sizable down payment is the only obstacle between you and your first home, good news awaits. You might believe that you need to build up a 20% down payment to buy a home, but that’s not true in most cases, especially for first-time home buyers. You might be able to get a no (or very low) down payment mortgage if you know where to look. The pros and cons of a larger down payment There are s...
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Sep 18, 2017
At Get A Rate, we are proud to offer education on mortgage-related topics because we believe that information helps our clients make the best decisions when it comes to achieving their dreams of affordable homeownership. So we’ve compiled some of the mortgage rate questions that clients ask us all the time and shared the answers below: 1. Should I choose a Fixed or Adjustable Rate for my mortga...
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Sep 7, 2017
If you’re a homeowner, the best investment you have is right under your nose - so many people forget about that.  So, when you think about your assets, your savings accounts, mutual funds, or even your car come to mind. But what about your house? The place you call home is perhaps the biggest asset you have and it can actually help you out in times of need. Your Home’s #1 Stakeholder Let’s talk...
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Aug 11, 2017
The New Jersey Housing and Mortgage Finance Agency (HMFA) launched the HomeSeeker Down Payment Program is now providing qualified NJ First Time Home Buyers $16,000 towards a down payment or closing costs.  There are requirements that a home buyer needs to meet in order to be eligible. Lucky for you, we've summarized the main requirements in our HomeSeeker Grant Guideline Eligibility Overview in...
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Whether you own a home, starting the home-buying process, or getting your feet wet with knowledge – We'll keep you up-to-date with relevant posts packed with tips and advice. Our home loan experts bring you engaging and useful posts each week.