Blog : Mortgage News

Empowerment through Education
Oct 14, 2017
With the Fed implying a lean towards raising the rates one last time before the end of 2017 (expected in December), many homeowners are asking “Should I refinance my mortgage now?” State Of The Union: Refinancing & Rates On The Rise “Even with rates rising, it will still make sense for many homeowners to refinance a current home loan.  With proper education and guidance, homeowners will be able...
read more
Aug 11, 2017
The New Jersey Housing and Mortgage Finance Agency (HMFA) launched the HomeSeeker Down Payment Program is now providing qualified NJ First Time Home Buyers $16,000 towards a down payment or closing costs.  There are requirements that a home buyer needs to meet in order to be eligible. Lucky for you, we've summarized the main requirements in our HomeSeeker Grant Guideline Eligibility Overview in...
read more
Sep 9, 2016
Breaking News: Big Bank Safe & Secure Stereotype Challenged Yesterday the #1 U.S. Mortgage Bank Wells Fargo was caught in a scandal for their aggressive cross-selling tactics and got fined $185 million with a $5 million payout to customers who were affected by their actions. The Consumer Financial Protection Bureau (CFPB), a Federal agency that polices banks, lending institutions and and other ...
read more
Jul 1, 2016
With everyone watching Britain’s vote to exit the European Union a few weeks ago, affectionately coined “Brexit” by news outlets, it can be a little worrisome to someone excited about buying a home in 2016.   But should people really be worried? We’ll go over Brexit’s impact on: The Housing Market & Who’s Most Affected The Mortgage Industry Effect, and Who Benefits The Most And without furthe...
read more
Jun 30, 2015
On Friday, June 26 2015, the United States Supreme Court ruled in favor of same sex marriages, making it legal in all 50 states. And it all started with a NY same sex married couple case (United States vs. Windsor) regarding rights to estate benefits. So what does this mean for same sex couples looking to buy a home in NJ? Our President, Michael Sema, was featured in an article discussing chang...
read more
Whether you own a home, starting the home-buying process, or getting your feet wet with knowledge – We'll keep you up-to-date with relevant posts packed with tips and advice. Our home loan experts bring you engaging and useful posts each week.