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Feb 10, 2020
So you’re getting ready to start the home hunting process and you’d like to enlist a professional- great! But where do you start?
The first thing to ask: is this property represented by an Agent? If it’s not, if it’s a For Sale By Owner, if it’s someone you’ve met through the grapevine that you heard wants to sell their home, then the truth is you do not need an agent! You can lean on your at...
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Oct 24, 2018
We’re excited to announce that our very own Nick Marenoski is presenting at Millionaire Agents Unplugged event, hosted by Mega Producing Agent Eric Jon Melnikoff.
Real Estate Agents get to learn from 8 top producing agents to help catapult their business to the next level. Some of the agents presenting include Ron Aiosa, Orly Steinberg, Jeff Quintin, Chopper Russo.
Nick will give his per...
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Jun 24, 2016
Buying a Home / Home Ownership / Home Purchase Tips / Learning Center / Mortgage Basics / Real Estate Agents / Mortgage
From the desk of Michael Sema:
Buying a home requires a team of pros including a Real Estate Agent, Attorney, Lender, and Home Inspector.
The biggest pitfall is making a swift decision about who is on your roster by going with the first person referred or someone that comes up in an internet search.
Don’t Trust Search Engines!
It's important to remember that Google, Yahoo or Bing are businesses...
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May 28, 2015
Eenie meenie miney mo – which house is the sure fire way to go?
We totally get it – buying a house is fun: You can get to visualize your home and see exactly where things should be (That nook is per-fect for my Game of Thrones Shrine…err, I mean…books….yeah – my books…)
It’s exciting, tiring and overwhelming all at the same time. But have no fear – we have your ULTIMATE House Hunt Game Plan so...
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May 19, 2015
It’s the perfect time to house hunt. The weather has FINALLY warmed up, flowers are blooming, lawns are turning green, enticing you – calling your name. We truly get it. It’s an exciting time to look for houses and envision your home – A place where memories are created and lives built.
But before you embark on daydreaming, follow these 8 MUST DO things before the house hunt:
Establish A Bu...
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Whether you own a home, starting the home-buying process, or getting your feet wet with knowledge –
We'll keep you up-to-date with relevant posts packed with tips and advice. Our home loan experts bring you engaging and useful posts each week.
© 2020. Get A Rate LLC. All Rights Reserved
NMLS #907795 Licensed Residential Mortgage Lender in CA, WA, GA, TX, PA, CT, FL, SC and NJ (by the NJ Department of Banking and Insurance). Equal Housing Opportunity Lender. When and if acting as a broker, Get A Rate will not make commitments or fund mortgage loans. Registered NY Mortgage Broker. All NY mortgage loans are arranged with third party lenders - Get A Rate LLC does not directly offer or guarantee NY interest rates or loan programs and does not directly issue commitments or make final decisions on loan terms. Authorized website by the New York State Department of Financial Services.
Get A Rate LLC is an FHA Approved Direct Lending Institution, and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. These programs are not a commitment to lend and program guidelines are subject to change.
Additional Disclosures
Rates as of 12/5/20. Recently advertised rates are subject to change without notice. Advertised rates are based on an owner-occupied, single-family, residential properties, a credit score over 760, 75% LTV purchase/rate term, the debt-to-income ratio is less than 36%, and an escrow account for the payment of taxes and insurance.
If LTV > 80%, PMI will be added to your monthly mortgage payment on conventional loans. FHA Loans will always have upfront MIP as well as annual MIP added. Military/VA loans will require a VA Funding Fee unless otherwise exempted.
An advertised rate is not guaranteed and does not constitute an approval. Actual payments will vary based on your individual situation and current rates. Not all applicants will be approved. Minimum credit score requirements apply. The lock period for your rate is 30 days. Fees and charges may apply.
Full documentation, acceptable properties, insurance, and additional underwriting is required. Loans are secured by liens against real property. Terms, conditions, and restrictions apply. NY Loans are arranged through third parties. Lending services may not be available in all areas.
Please remember that we don’t have all your information. Therefore, the rate and payment results you see from this calculator may not reflect your actual situation. Get A Rate offers a wide variety of loan options. You may still qualify for a loan even if your situation doesn’t match our assumptions. To get more accurate and personalized results, please call to talk to one of our mortgage experts.
Calculations computed by Get A Rate Rent vs. Buy and Affordability calculators are estimations. Get A Rate is not an accounting firm or financial advisor. Please consult a tax professional and/or financial advisor for more accurate information.
