Blog : financial tips

Empowerment through Education
Mar 28, 2020
Let’s face it, the prevailing time is shakey. Businesses are on unstable grounds (if they haven’t already gone under), employees are getting laid off, people aren’t able to make mortgage & rent payments- what’s going to happen? The future is very uncertain.    However, in an effort to remain positive, uniting together to help each other out in any way we can is crucial when navigating treachero...
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Mar 19, 2020
Times are looking bleak for many; Some are out of work, companies are struggling to stay afloat and the economy has been hit hard (All due to the spread of the Coronavirus that has infected masses of people and proven fatal for others). A recession (greater than the “Great Depression”) is projected for the near future, but it’s during these tough times that we must band together to prove our st...
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Feb 11, 2020
You’ve probably seen the headlines: “Interest Rates Are At A Record Low” all over the news recently. Great news- right? But as a reader, do you ever wonder, “What determines mortgage interest rates?” or “What caused the rates to drop in such a dramatic fashion?” or, better yet, “So what exactly does this mean for homebuyers?” and of course, the burning question “How long will the rates stay low...
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Nov 27, 2019
So you’re about to Refinance your home- nice! There are many things to consider before moving forward. Most Borrowers tend to lose sleep over their credit scores, job history, amount of income, etc.. However, one of the most overlooked variables in determining mortgage eligibility is the Borrower’s DTI (Debt-to-Income ratio). As a matter-of-fact, DTI’s are the #1 reason Mortgage applications ge...
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Nov 26, 2019
Perhaps you’ve heard the term “Lock In” regarding Mortgage Interest Rates. It sounds like a big, and perhaps scary, commitment- no? No worries! (And no need to get cold feet.) We’ll explain why Locking In that Mortgage Interest Rate isn’t as big of a step as one may think.   What happens when you lock it in? Locking In the Mortgage Interest Rate is one of the earlier steps taken when securing a...
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Whether you own a home, starting the home-buying process, or getting your feet wet with knowledge – We'll keep you up-to-date with relevant posts packed with tips and advice. Our home loan experts bring you engaging and useful posts each week.