How can I get a copy of my credit report?

Legally, you’re entitled to one free credit report every 12 months. You can order one at annualcreditreport.com or by calling 1-877-322-8228. If you already received a copy of your credit report in the past 12 months, and you need another one, or you need one quickly you can also get a copy by ordering through any one of the three main credit bureaus: Experian, Transunion, and Equifax.