How will a Pre-Approval affect my credit?
A credit check is required in order to get a Pre-Approval Letter. The good news is credit bureaus understand when credit checks are performed by mortgage companies that a buyer is currently shopping around for mortgages. With that being said, if you perform only one or two credit checks you should be fine. If you plan to have your credit pulled multiple times you should be okay as long as you stay consistent and within a 2-week window of having your credit pulled; Your credit score should remain in-tact (In some cases your score may drop slightly, but only temporarily.).