What fees & costs will I pay for a ReFi?

There are a couple of options: pay no points, pay points up front to buy down your rate, or take a “credit” and a higher rate. Once you receive a rate quote, these choices will be available to you (You can change your decision 48 hours before your closing date.). To get a better idea of which option is right for you, Click Here.

*Be advised that borrowers are responsible for all third-party settlement fees including (but not limited to) independent property appraisal, title services, and recording charges, depending on your circumstances.

*Origination fees are not charged by Get A Rate.

A breakdown of all fees will be included in your loan estimate, which will be sent to you within 3 days of submitting your application.