Jumbo Loans

Larger Purchase Loans

Jumbo loans are home purchase loans designed for larger purchases that come with significantly higher limits and tougher guidelines. They’re perfect New York mortgage and New Jersey mortgage options for families that require extensive living space, or for homebuyers who are looking for exquisite luxury homes.
Get A Rate’s jumbo loans are some of the most competitive NY and NJ mortgages available, including:
  • Unbeatable flexibility: Available in every product and loan term, from 3, 5, 7 and 10 adjustable rate mortgages (ARMs) to 10, 15, 20, or 30-year fixed-rate New York or New Jersey mortgages!
  • Higher loan limits: Borrow up to $3 million for higher-end properties!
  • Affordable down payments: Borrow up to $1 million with only 20% down!
Choosing The Right New York Or New Jersey Jumbo Loan
Jumbo refinance or home purchase loans aren’t the best choice for everyone, and you should always match a loan to what your budget will allow. Also, there are risks associated with borrowing such a large amount of money.
Talk to a Get A Rate local home loan specialist to find out whether a jumbo loan is right for you. Get A Rate has a long and impressive track record of exceptional service (check out awesome reviews from our satisfied customers!), and our seasoned mortgage experts will provide you with fast, easy, and convenient solutions for your New York or New Jersey home loan needs.
LOAN OPTIONS