Current Mortgage Rates

Rates, Not Rocket Science
30 YearFixed
2.697% APR
30 YearFixed FHA
3.037% APR
15 YearFixed
2.505% APR
Customize Your Rate Quote
Many variables are used to determine your rate. The more you learn about how it all works, the more empowered you’ll feel about making the best decision. That’s why we’re here to help you design a mortgage loan that works in harmony with your budget and lifestyle.
Let’s start by doing a little math—our calculator will do all the work for you. And our advisors are available at every step of the way to chat about fixed rates vs. adjustable rates or any other rate topics you’ve been curious about.
disclosure assumptions
  • Mortgage interest rates quoted assumes a FICO score of 760
  • Maximum loan-to-value ratio of 80% on a primary residence
  • Interest rates and Annual Percentage Rates (APR) are assumptions based on a purchase transaction.
  • Interest rate assumptions are based on a loan amount of $300,000
  • The mortgage interest rate, Annual Percentage Rate (APR) and monthly mortgage payment may be different based on the specific terms, verification of information, credit history, property type, and other contributing factors as determined by Get A Rate.
  • Subject to Get A Rates underwriting approval, not all applications are approved.
  • Rate assumptions are for the state of New Jersey.
  • Payments shown are principal and interest payment only and do not include taxes and insurance.
  • Mortgage Rates are subject to change daily without notice.
  • Restriction may apply
  • Private Mortgage Insurance has not been added into the payments disclosed. FHA, VA and conventional loans with a loan to value ratio greater than 80% will require Private Mortgage Insurance (PMI), unless priced as a no PMI option.
  • Lender Fee $995
  • Single Family Residence
  • Rate assumptions are based on 30 day rate locks.
  • Rate assumptions are based on January 19, 2021 pricing.