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Press Mentions
Aug 14, 2017
2017 Inc. 5000 Listing: Ranked #4849 - Our 3rd Consecutive Year On The List
Apr 21, 2017
Inc.com Profile
Dec 27, 2016
National Mortgage Professional Magazine: Michael Sema Named NMP's Esteemed "40 Under 40" Most Influential Mortgage Professionals
Nov 4, 2016
Startup Savant: Michael Sema Talks About Get A Rate, How It Started & Being An Entrepreneur
Sep 8, 2016
OANN Live News Segment: 2016 Report: Homeownership Fell To Lowest Rate In 5 Decades
Aug 30, 2016
Realtor.com: What Is Fair Market Value? How Much A Home Is Really Worth
Aug 22, 2016
Realtor.com: What Is A Good-Faith Estimate? A Way To Shop For The Best Home Loan
Aug 17, 2016
2016 Inc. 5000 Listing: Ranked #631 - Our 2nd Consecutive Year On The List
Jun 28, 2016
NY Daily News: "Buying a house? Pick a team of pros before taking the plunge" - Michael Sema Byline Article
Jun 25, 2016
The Courier News: "Company Pledges Fair Mortgage Rates" - Michael Sema Byline Article
Jun 6, 2016
The Price Of Business Radio Interview: Michael Sema talks about the journey to Get A Rate and our Purpose
Aug 12, 2015
2015 Inc. 5000 Listing: Get A Rate named one of America's Fastest Growing Companies
May 5, 2014
Forbes' Google Customer Service Article quotes our Marketing Director
Feb 28, 2014
Aspire Magazine: Michael Sema interviews about home loan process changes for Same Sex Married Couples
Jun 23, 2013
Yahoo Homes! Article: Michael Sema explains why it’s easier getting a loan
Apr 23, 2013
Homeowner Refinancing options
Apr 5, 2013
Do's & Don'ts of Searching for a Home
Mar 18, 2013
Loan Tips for New Homebuyers
Mar 6, 2013
Top 5 Mistakes when applying for a mortgage

Press Contact

For press related matters, please contact:
press@getarate.com (201) 393-2050

Company Information

Founded:  2012
Employees: 30
Senior Executives:
Michael Sema – Founder & CEO
Nick Marenoski – Executive Vice President
411 Hackensack Ave.
Suite 104
Hackensack, NJ, 07601
(201) 393-0200

Originally founded as Amber Sky Home Mortgage LLC, the company changed its name to Get A Rate in 2015. It currently operates as a Direct Lending Institution in New Jersey and as a Mortgage Broker in New York State. Get A Rate has funded over $1 billion in home loans and has consistently earned an A+ rating with the BBB since 2012.

Get A Rate LLC is an FHA approved lender who also offers a variety of loan products and programs including VA Loans, USDA Loans, Jumbo Loans, HARP, Reverse Mortgages, No PMI, HomePath, FHA 203K, FHA Streamline, Fixed Rate and Adjustable Rate Mortgages.  

The company’s mission is to protect, educate and empower homebuyers and owners to achieve their home loan goals while delivering superior customer service throughout the entire process.

Headshot and Bio

Michael Sema
President of Get A Rate
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Michael I. Sema is a mortgage lending visionary and trailblazer. He started his career in 2004 like most loan originators at your typical NJ Mortgage Company to learn about home financing fundamentals and process. His tenure there was stellar starting as an account executive to a top producing branch manager in the nation for the entire company in a matter of two years.

After gaining invaluable knowledge and experience, in 2012 he decided to build a business with the client experience in mind. Michael believed in offering legendary customer service and guidance all the while always actively seeking low rates and fees for clients. Plain and simple, he wanted to create a preferred customer experience that was effortless and fulfilling at the same time.

His vision as the President of Get a Rate has adapted over the years yielding to consumer behavior where the customer can “get a rate” at their convenience any time, anywhere. Not only can they secure competitive rates, they can also gather all the information needed to choose the right home loan option for their specific situation and goal in mind.

Michael is proud to have helped thousands of New Jersey homeowners in achieving affordable home ownership. Today, he continues to educate homebuyers and help them accomplish their financial goals while paving new ground in the mortgage industry.

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