What People Are Saying

I wanted to personally thank you for the outstanding service you provided in funding and closing 203K home loan. When I first spoke with you in Jan 2014, I mentioned to you that I was considering another mortgage company and you confidently state that we can close in 60-90 days once process starts, well…we closed on April 22nd, 2014. I have to admit that you made it an easy and seamless process. Not to mention, locked in a lower rate given by another lender.

You were very prompt in returning my phone calls and you seemed to work long and late hours, my true definition of a real trooper in getting the job done. You are very knowledgeable and own your business in terms of representing Get A Rate. Awesome job and I look forward to working with you on future transactions.
Dilip R. Edison, NJ
I had a pleasure to work with Kelly Limbevski. Get A Rate demonstrates great attitude towards the client, extensive knowledge of the home mortgage market. They are always searching for the BEST rates and willing to help 24/7. All I can say if you are looking for a home loan, Kelly shall be your choice. You won’t be disappointed. Thanks Again!
Maria G. North Bergen, NJ
We recently refinanced our home with Get A Rate (aka Amber Sky) in order to help finance a renovation through one of the Fannie Mae programs. It wasn’t a typical refinance and it ended up requiring a lot of organization and coordination between the finance company, the contractor, and the Fannie Mae inspector. Kelly Limbevski was a tremendous help with managing the entire process from start to finish. From the initial application to the final closing, she was in contact with me the entire time and made sure that I was apprised of all developments and next steps. I was very impressed with the level of service and professionalism from Kelly and Get A Rate, and I would certainly recommend their service to anyone looking to refinance their mortgage.
Michael A. Fairlawn, NJ
I am writing to you about one of your employees that have truly changed my life in the most positive way. Kelly Limbevski is truly outstanding at what she does.

Kelly and I developed a very professional, friendly relationship, one that I felt confident to ask her all types of questions regarding my mortgage, she was always willing to help me and walked me through this whole process. She knows exactly what needs to be done in applying for a mortgage and is amazing at getting it done in a timely manner.

When I needed any type of "back Up" or no one at my end knew what they were doing, Kelly was always there to save the day and said what needed to be done. I truly believe without her and her loyalty to her customers I would not be in my "dream" house that I have waited so long for.

I will truly miss Kelly as a confidant and will recommend her to anyone who is applying for a mortgage. Get A Rate is very lucky to have her!
Lauren H. Nutley, NJ
We came to Get A Rate after a very frustrating experience with another mortgage company. I was very pleased with Jose Munoz and Get A Rate. Jose worked hard to get us the lowest cost and to process my application as quickly as possible.
Elisa M. Hoboken, NJ
The treatment and service that Get A Rate provided to us was truly remarkable. They answered all of our questions and concerns, and made sure that our first home buying experience was a success. Our phone calls and emails were immediately answered, and we always felt that our needs were being met every step of the way. When the time comes to buy our second home, we know exactly who we will turn to for our mortgage needs.
Jacob P. Paramus, NJ
We would like to thank everyone for their hard work, dedication, and working closely with my mom and I on our first home purchase!! It is people like you that make this journey easier on the home buyer. Thank you to Nick Marenoski, for introducing us to his team and getting us to the experts in this business. Thank you to Danny Valencia, who worked so diligently with us throughout the whole process and walked us through all documents. Thank you to Jove Juzmeski, our attorney who represented us and made this process that much easier and for resolving all of our questions, issues, and concerns. Also, for answering all of my emails within minutes!! Thank you to Anthony Greco, our agent who made everything go so smoothly. You amaze us at how fast you get things done and we look forward to continuing to work with you! It was a pleasure working with everyone.
Leonora & Desanka A., Lodi, NJ
Thank you so much for all of your help and expertise in helping me secure my mortgage. You made this challenging process much less stressful because of your prompt responses, knowledge, and understanding from beginning to end. It was a pleasure working with you.
Jennifer S. Lodi, NJ
My husband and I had the privilege of working with Nick Marenoski and Daniel Valencia throughout our entire mortgage process. Before we found the home that was perfect for us we were in communications with Nick. He was very knowledgeable, professional, and straight forward. He answered any questions we had as first time buyers and was able to explain in depth anything we needed more explanation on.

Nick and Danny were both so helpful and communicative throughout the entire process. Our mortgage ended up being the least of our worries in our home buying experience and now we are in our house a month and loving every minute of it! The whole process gave us a peace of mind and we knew we were in great hands. We are very thankful for Nick and Danny!
Jessica V. Wayne, NJ
Getarate.com Reviews
Out of 5.0
Overall Rating
based on 172 ratings and reviews.
of customers that buy
from this merchant give
them a 4 or 5-Star rating.
by (NJ, United States)
“It was the easiest home loan discussion and process that I had ever experienced. Kelly and Jen and the entire getArate team were very helpful, patient and guided us through each step of the process. Kelly was able to lock in a very competitive rate for us!<br>All in all, a great experience!<br><br>LS”
by (NJ, United States)
“My overall l experience with Get A Rate was great. Scott is very knowledgable and helped us find a program that allowed us to purchase our first home. Jan was so patient during a time that was extremely stressful abs nerve wrecking. I would highly recommend Get A Rate and would work with them again!”
by (FL, United States)
“From the initial application to closing, Get-A-Rate performed like I was dealing with a trusted friend. Professional and polite, always returning my call or email in a timely manner, Nick and Jan were exceptional. I bought a house in 2017 using a different well known Veterans mortgage company, and Get-A-Rate outperformed them on EVERY level making 2018's closing the easiest I have ever had. I would highly recommend them to anyone (and I have to both my son-in-law and my brother-in-law). Thanks again Nick and Jan, I wouldn't be enjoying my home without your knowledge and expertise!”
by (NJ, United States)
“We had the best experience with Get a Rate. Greg made the process of buying our first home so easy and pleasant. He answered our calls and texts very quickly and went above and beyond with everything. Lisa was also really helpful in moving the process along. Thanks Get a Rate!!”
by (NJ, United States)
“Buying a home can be an extremely stressful experience, however when you have a mortgage company that is constantly looking out for your overall well being both financially and personally it makes the process much more enjoyable. I purchased my home from sellers that exhibited REVOLTING behavior throughout the entire process. My closing was delayed for ninety-eight days due to the seller's inability to fix items that the town inspectors demanded to have repaired. The tasks were relatively simple, however the seller was cheap and hired contractors that were not completing the jobs accordingly. It was a very stressful, expensive and frustrating three months. That being said, the one constant light I held on to was that GET-A-RATE always was looking out FOR ME. <br><br>My first point of contact was Greg Marsh. All I can say is that I am forever grateful to Greg and his entire team. Greg, helped me every step of the way with the entire loan process. He was professional, thorough and courteous. He explained everything to me in detail and the entire process moved efficiently and smoothly. Lisa and Debbie were both professional, meticulous and efficient. Everyone at GET-A-RATE is considerate and experienced. <br><br>If you are shopping around for a mortgage company your search has just ended. If you are looking for honesty, reliability, efficiency and experience use GET-A-RATE Mortgage. They will stick with you from start to finish. The people in this company are true to their word and they always have your back. <br><br>From the bottom of my heart, THANK YOU for everything.”
by (NY, United States)
“If you are looking for a company that functions with transparency and is ethically amazing, do business with Get A Rate. As a first time home buyer, Get A Rate walked me through the whole process. At closing there were no surprise or hidden fees. Not only did they educate me with what it entails to obtain a loan, but they were so forthcoming with information and readily available to answer all my questions. Buying a home can be very stressful and I can't lie that I didn't have a meltdown or two, but speaking to both Kelly and Michael reassured me that everything will be okay. And that type of service is priceless. I would highly recommend to family and friends.”